Family Health Optima Insurance Plan is a Single policy with wider coverage for whole family at an affordable premium. It gives extra sum insured (auto recharge) at no extra cost, maximum up to 30% of sum insured. Every block of 3 years of policy coverage, health Checkup costs up to Rs.5,000/- is also payable. It covers New-born baby from 16th Day and Donor expenses for organ transplantation. It covers over 400 day care procedures with treatment for Domiciliary Hospitalization Expenses exceeding 3 days.